PRIVACY IS OUR BEST POLICY
FACTS: What does FNB Bank Inc. do with your personal information?
WHY?
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. When you are no longer our customer, we continue to share your information as described in this notice. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FNB Bank Inc. chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does FNB Bank Inc. share? | Can you limit this sharing? |
|---|---|---|
|
Reasons we can share your personal information:
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Does FNB Bank Inc. share?:
Yes
|
Can you limit this sharing?:
No
|
|
Reasons we can share your personal information:
For our marketing purposes—
to offer our products and services to you |
Does FNB Bank Inc. share?:
Yes
|
Can you limit this sharing?:
No
|
|
Reasons we can share your personal information:
For joint marketing with other financial companies
|
Does FNB Bank Inc. share?:
Yes
|
Can you limit this sharing?:
No
|
|
Reasons we can share your personal information:
For our affiliates’ everyday business purposes—
information about your transactions and experiences |
Does FNB Bank Inc. share?:
Yes
|
Can you limit this sharing?:
No
|
|
Reasons we can share your personal information:
For our affiliates’ everyday business purposes—
information about your creditworthiness |
Does FNB Bank Inc. share?:
No
|
Can you limit this sharing?:
We don’t share
|
|
Reasons we can share your personal information:
For our affiliates to market to you
|
Does FNB Bank Inc. share?:
No
|
Can you limit this sharing?:
We don’t share
|
|
Reasons we can share your personal information:
For nonaffiliates to market to you
|
Does FNB Bank Inc. share?:
No
|
Can you limit this sharing?:
We don’t share
|
QUESTIONS?
Call 888-934-2538 or go to www.GrowWithFNB.com
WHO WE ARE
WHO IS PROVIDING THIS NOTICE?
FNB Bank, Inc. 101 East Broadway, Mayfield, KY 42066
WHAT WE DO
HOW DOES FNB BANK INC. PROTECT MY PERSONAL INFORMATION?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to non-public personal information about you only to those employees who need it in order to provide our services to you.
HOW DOES FNB BANK INC. COLLECT MY PERSONAL INFORMATION?
We collect your personal information, for example, when you
- open an account or apply for a loan
- pay your bills or make deposits or withdrawals from your account
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
WHY CAN’T I LIMIT ALL SHARING?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our Affiliates include financial companies such as Jackson Financial Corporation; and nonfinancial companies, such as Title Center of Greater KY, LLC.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
FNB Bank Inc. does not share with nonaffiliates so they can market you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our Joint marketing partners include branded credit card companies.
OTHER IMPORTANT INFORMATION
To notify us of any inaccurate information we may have reported to a consumer reporting agency, send a written notice describing the specific inaccuracy(ies) to the following address: FNB Bank, Inc., PO Box 369, Mayfield, KY 42066-0029.
FNB BANK MOBILE BANKING APP
FNB Bank’s Mobile App collects location data in order for you to receive location based alerts and offers, find your nearest branch or ATM, and get personalized in-branch services and assistance even when the app is closed or not in use and it is also used to support advertising.
FNB Bank,Inc., Member FDIC
Rev 03/2021