The minimum deposit to open the account is $5,000.

Consumers aged 18 and over are eligible to open (not available for business, brokerage deposit, institutional investors or public funds).

Electronic Fund Transfer

During the online account opening process, you will have the option to fund your account electronically from an existing bank account.  All you need is the routing number and account number of your current bank account.   

Wire

If you prefer to wire money to your account, you will need to provide the following information to the bank sending the transfer:

• Bank Name: FNB Bank Inc.
• Bank Address: 101 E Broadway Mayfield Ky 42066
• FNB Bank ABA/Routing Number: 083901087
• FNB Bank Account Number: this will be provided on the confirmation screen during the opening process.

FNB Bank will not charge an incoming wire fee, however, fees may apply with the sending financial institution.

You will have a 10-day grace period, starting with the maturity date, to make a withdrawal without being charged a penalty.   If you wish to make a withdrawal, simply notify us via our Contact Form below prior to the end of the grace period. 

If you do not contact us before the end of the grace period to request your funds, we will automatically renew your CD as described in your CD account disclosure.

A penalty would only apply in the event of an early withdrawal prior to the scheduled maturity date of the CD.  See your CD account disclosures for early withdrawal penalty information.