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New to FNB Online Banking?

Register Here!
DOWNLOAD THE FNB BANK MOBILE APP TODAY!

ONLINE BANKING LOGIN

New to FNB Online Banking?

Register Here!
DOWNLOAD THE FNB BANK MOBILE APP TODAY!

Your Money Deserves a Raise:

4.25% APY*

on balances of $1,000 or more with our High Yield Savings account.

START SAVING!

Your Money Deserves a Raise:

4.25% APY*
on balances of $1,000 or more with our High Yield Savings account.
START SAVING!
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FDIC INSURED

Deposits are FDIC insured up to $250,000

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NO MAINTENANCE FEES

No account opening or monthly service fees

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COMPETITIVE RATES

Earn more than 10x the national average on your savings1

Made in Kentucky

Trusted in Kentucky for 150 Years

We have a rich history of helping Kentuckians grow their money since 1875. FNB is one of the oldest banks in the state of Kentucky and ranks among the highest in the nation in the area of safety and soundness.

FNB helps you save, and we’ve got the hardware to prove it.

FNB is a 3x America Saves Designation of Savings Excellence (DOSE) award winner.

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FNB Mobile App
FNB Mobile App

OUR MOBILE BANKING APP GIVES NEW MEANING TO POCKET MONEY

Turn your smartphone into a financial wiz with FNB’s Mobile Banking App for iPhone, iPad and Android.

  • Manage your finances from your phone
  • Safe, easy, and secure transactions
  • Easily manage bill pay options
  • Track income and expenses
  • Take control of your money with our budgeting tools

Safe, Secure and Backed by the FDIC

At FNB, your peace of mind and trust in us is a top priority. We’re a proud member of the Federal Deposit Insurance Corporation (FDIC). Rest assured that your deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category.
Learn More About FDIC Insurance

Frequently Asked Questions

Who is FNB Bank, Inc.?

FNB Bank, founded in 1875 in Mayfield, Kentucky, is one of the state’s oldest banks and ranks among the highest in the nation in safety and soundness practices.  The bank offers a comprehensive range of financial services for both personal and business needs.  FNB has been recognized for its commitment to promoting savings among its customers and has earned the America Saves Designation of Savings Excellence award three times – in 2021, 2023, and 2024.  The prestigious honor is reserved for financial institutions that demonstrate exceptional achievement during the annual America Saves Week campaign.  Beyond FNB’s savings accolades, the bank is committed to offering competitive savings products designed to meet diverse financial goals.  Due to this commitment, FNB is offering competitive savings and certificate of deposit (CD) products.  You can bank confidently knowing that FNB has been a trusted savings source in Kentucky for the last 150 years. 

How does FNB safeguard my personal and financial information?

We utilize industry-leading security measures, such as encryption, firewalls, and secure login protocols, to ensure your information remains protected. 

What will I need to complete my application to open my account online?
  • Social Security Number
  • Driver’s License or other valid state ID
  • Mailing Address (not a PO Box)
  • Routing Number and Account Number of the account you will use to fund your new account
What if I notice fraud on my account?

Notify us by completing our contact form below.

What if my identity/account has been compromised?

If you think your identity or financial accounts have been compromised, please use the contact form below.

IDENTITY THEFT CHECKLIST
What is the routing number for FNB Bank, Inc.?
The routing number for FNB Bank, Inc. is 083901087.
Will my funds be FDIC Insured?

Your savings at FNB Bank are FDIC-insured up to $250,000.00 per depositor, for each account ownership category.  To learn more about FDIC insurance, contact the FDIC at 1-877-ASK-FDIC (1-877-275-3342) or visit www.fdic.gov.

Have More Questions?

Fill out the form below and we’ll get right back to you.

Please Note: Your inquiry should not contain sensitive information (e.g., Social Security number, account numbers or other personal information), which may not be securely transmitted via Email.

Contact Us

*Annual Percentage Yields (APY) and balances information current as of 8/1/2025. Rates and balances are subject to change and may change after account opening, rates may vary daily. For balances under $1,000, a standard savings rate of .25% APY will apply. Interest paid is compounded and credited monthly. If closed before interest is credited, accrued interest will not be paid. Fees could reduce earnings on account. Minimum opening deposit of $1,000. Offer available to consumers at least 18 years of age (not available to businesses or public funds) and subject to change at any time. See disclosures for full terms and conditions.

1Based on National Deposit Rates for Savings Products as published by the FDIC on August 18, 2025.

Have More Questions?
Fill out the form below and we’ll get right back to you.
Please Note: Your inquiry should not contain sensitive information (e.g., Social Security number, account numbers or other personal information), which may not be securely transmitted via Email.
Contact Us
Have More Questions?
Fill out the form below and we’ll get right back to you.
Please Note: Your inquiry should not contain sensitive information (e.g., Social Security number, account numbers or other personal information), which may not be securely transmitted via Email.
Contact Us

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