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New to FNB Online Banking?

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DOWNLOAD THE FNB BANK MOBILE APP TODAY!

ONLINE BANKING LOGIN

New to FNB Online Banking?

Register Here!
DOWNLOAD THE FNB BANK MOBILE APP TODAY!

Your Money Deserves a Raise

Let your money work for you when you lock in 4.00% APY* until August 1, 2025 on balances of $1,000 or more with our High Yield Savings account.  It’s a smart and secure way to achieve your financial goals.

Apply to Open a High Yield Savings

Lock in Your Full Savings Potential

Grow your money faster than a traditional savings account when you lock in our high yield interest rate CD at 4.05% APY1 for 9 months with a $5,000 minimum deposit.

Apply to Open a High Yield CD

Your Money Deserves a Raise

Earn 4.00% APY* on balances of $1,000+ with our High Yield Savings — a smart, secure way to grow your money.
Apply to Open a High Yield Savings

Lock in Your Full Savings Potential

Earn 4.05% APY1 for 9 months with our high-yield CD — just $5,000 to get started.

Apply to Open a High Yield CD

Your Money. Your Choice.

Save Your Way Today!

Whether you want easy access to your savings while locking in a high yield interest rate, or you want a great CD rate, we have competitive options for you.  Best of all, you have the power to choose how you want to grow your savings.

Made in Kentucky

Trusted in Kentucky for 150 Years

We have a rich history of helping Kentuckians grow their money since 1875. FNB is one of the oldest banks in the state of Kentucky and ranks among the highest in the nation in the area of safety and soundness.

FNB helps you save, and we’ve got the hardware to prove it.

FNB is a 3x America Saves Designation of Savings Excellence (DOSE) award winner.

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FNB Mobile App
FNB Mobile App

OUR MOBILE BANKING APP GIVES NEW MEANING TO POCKET MONEY

Turn your smartphone into a financial wiz with FNB’s Mobile Banking App for iPhone, iPad and Android.

  • Manage your finances from your phone
  • Safe, easy, and secure transactions
  • Easily manage bill pay options
  • Track income and expenses
  • Take control of your money with our budgeting tools

Safe, Secure and Backed by the FDIC

At FNB, your peace of mind and trust in us is a top priority. We’re a proud member of the Federal Deposit Insurance Corporation (FDIC). Rest assured that your deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category.
Learn More About FDIC Insurance

Frequently Asked Questions

Who is FNB Bank, Inc.?

FNB Bank, founded in 1875 in Mayfield, Kentucky, is one of the state’s oldest banks and ranks among the highest in the nation in safety and soundness practices.  The bank offers a comprehensive range of financial services for both personal and business needs.  FNB has been recognized for its commitment to promoting savings among its customers and has earned the America Saves Designation of Savings Excellence award three times – in 2021, 2023, and 2024.  The prestigious honor is reserved for financial institutions that demonstrate exceptional achievement during the annual America Saves Week campaign.  Beyond FNB’s savings accolades, the bank is committed to offering competitive savings products designed to meet diverse financial goals.  Due to this commitment, FNB is offering competitive savings and certificate of deposit (CD) products.  You can bank confidently knowing that FNB has been a trusted savings source in Kentucky for the last 150 years. 

How does FNB safeguard my personal and financial information?

We utilize industry-leading security measures, such as encryption, firewalls, and secure login protocols, to ensure your information remains protected. 

What will I need to complete my application to open my account online?
  • Social Security Number
  • Driver’s License or other valid state ID
  • Mailing Address (not a PO Box)
  • Routing Number and Account Number of the account you will use to fund your new account
What if I notice fraud on my account?

Notify us by completing our contact form below.

What if my identity/account has been compromised?

If you think your identity or financial accounts have been compromised, please use the contact form below.

IDENTITY THEFT CHECKLIST
What is the routing number for FNB Bank, Inc.?
The routing number for FNB Bank, Inc. is 083901087.
Will my funds be FDIC Insured?

Your savings at FNB Bank are FDIC-insured up to $250,000.00 per depositor, for each account ownership category.  To learn more about FDIC insurance, contact the FDIC at 1-877-ASK-FDIC (1-877-275-3342) or visit www.fdic.gov.

Have More Questions?

Fill out the form below and we’ll get right back to you.

Please Note: Your inquiry should not contain sensitive information (e.g., Social Security number, account numbers or other personal information), which may not be securely transmitted via Email.

Contact Us

*Annual Percentage Yields (APY) and balances information will remain in effect until August 1, 2025, after which time rates and balances may change. Rates may vary daily and may change after account opening. For balances under $1,000, a standard savings rate of .25% APY will apply. Interest paid is compounded and credited monthly. If closed before interest is credited, accrued interest will not be paid. Fees could reduce earnings on account. Minimum opening deposit of $1,000. Offer available to consumers at least 18 years of age (not available to businesses or public funds) and subject to change at any time. See disclosures for full terms and conditions.

1Annual Percentage Yield (APY) current as of 4/10/2025 and offer is subject to change at any time without notice. Minimum opening deposit of $5,000 is required to obtain the advertised APY. At maturity, 9 mo. (270 day) CD will automatically renew to a 12 month term CD with a rate in effect at renewal. A penalty may be imposed for early withdrawal; fees could reduce earnings on the account. Advertised APY is based on monthly compounding of the interest. Offer available to consumers at least 18 years of age, not available for business, brokerage deposit, institutional investors, or public funds. See disclosures for full terms and conditions.

Have More Questions?
Fill out the form below and we’ll get right back to you.
Please Note: Your inquiry should not contain sensitive information (e.g., Social Security number, account numbers or other personal information), which may not be securely transmitted via Email.
Contact Us
Have More Questions?
Fill out the form below and we’ll get right back to you.
Please Note: Your inquiry should not contain sensitive information (e.g., Social Security number, account numbers or other personal information), which may not be securely transmitted via Email.
Contact Us

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